EPLI

A well-run consulting firm with a $1 million E&O policy still found itself facing a six-figure exposure — not from negligence, but from a policy limit that never grew with the firm. This story breaks down the four most common ways professional services firms end up underinsured without realizing it, what employment disputes and data breaches actually cost with and without adequate coverage, and a practical framework for matching your limits to your firm's real risk.