Terms And Conditions
Effective Date: August 19, 2026
Website: Discover the Best Financial Services with SICA IFS
Welcome to Sica Insurance & Financial Services. By accessing or using our website, submitting a contact form, or requesting an insurance quote, you agree to be bound by the following Terms and Conditions (“Terms”). If you do not agree to these Terms, please do not use our site or services.
ARTICLE I — GENERAL SITE USE & SERVICES
Section 1.01 — Services Provided: Sica Insurance & Financial Services provides commercial, personal, and life planning insurance solutions, including quotes, policy management, and customer support.
Section 1.02 — No Binding Coverage Online: Requesting a quote or submitting information through our website, contact forms, or chat widgets does not guarantee or bind insurance coverage. Coverage is only bound once confirmed in writing by an authorized representative of Sica Insurance & Financial Services.
ARTICLE II — SMS & MOBILE MESSAGING TERMS (A2P 10DLC)
Section 2.01 — Program Description: Sica Insurance & Financial Services provides transactional and service-related SMS alerts. Subscribers may receive messages regarding insurance quote updates, policy renewal reminders, claims processing, and customer service inquiries.
Section 2.02 — Opt-In Consent: By providing your phone number and checking the consent box on our contact forms, you explicitly consent to receive SMS notifications from Sica Insurance & Financial Services. Consent is not a condition of purchasing any insurance product or service.
Section 2.03 — Message & Data Rates: Message and data rates may apply. Message frequency varies depending on your inquiries and active policies.
Section 2.04 — Opt-Out & Customer Support:
- To Stop: You may cancel the SMS service at any time by replying STOP to any text message. You will receive one final message confirming your opt-out.
- To Get Help: Reply HELP to any text message or contact customer support directly at 860-566-8822 or via email at [email protected].
Section 2.05 — Mobile Data Privacy: No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. Text messaging originator opt-in data and consent will not be shared with any third parties.
Section 2.06 — Carrier Liability: Wireless carriers are not liable for delayed or undelivered messages.
ARTICLE III — INTELLECTUAL PROPERTY & LIMITATION OF LIABILITY
Section 3.01 — Site Content: All logo designs, text, graphics, and trademarks displayed on this site are the property of Sica Insurance & Financial Services or its content suppliers and are protected by applicable intellectual property laws.
Section 3.02 — Limitation of Liability: Sica Insurance & Financial Services shall not be liable for any indirect, incidental, or consequential damages resulting from the use or inability to use our website, technical errors, or delays in communication.
ARTICLE IV — GOVERNING LAW & CONTACT INFORMATION
Section 4.01 — Governing Law: These Terms shall be governed by and construed in accordance with the laws of the State of Connecticut, without regard to its conflict of law principles.
Section 4.02 — Contact Us: For any questions regarding these Terms and Conditions, please reach out to us:
- Sica Insurance & Financial Services
- Address: 107 Burnside Avenue, East Hartford, CT 06108
- Phone: 860-566-8822
- Email: [email protected]
Discover the Best Insurance Services with SICA IFS
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