Back-to-school

Back to school brings some of the biggest life changes a family goes through all year — a new teen driver, a child moving into a dorm, new sports and activities. This checklist covers what to confirm before your teen starts driving, why your homeowner's policy likely covers far less of your college student's belongings than you assume, why a $10-a-month renters policy matters for off-campus students, and the life changes that should trigger a coverage review before the first bell rings.

While teachers spend August prepping classrooms, few spend five minutes reviewing their insurance — even though back-to-school season is one of the best times of year to do it. This checklist covers the educator discount many teachers don't know exists, what happens if a personal laptop is stolen from a classroom, auto insurance considerations for a new commute, and a simple 5-question self-audit to see if your coverage needs a second look before September.