cyber liability for law firms

Law firms and accounting practices hold some of the most concentrated, valuable data cybercriminals can steal — client financial records, legal strategy, and PII — yet most are still insured as if that risk didn't exist. This guide breaks down why professional services firms have become top cyber targets, what a breach actually costs in 2026, why a standard E&O policy almost never covers the breach response itself, and how to size cyber liability limits to your firm's real client volume and data sensitivity.